Description: This report, part of the Society of Actuaries [SOA] ‘Experience Studies – Business Practice Surveys,’ presents the results of a survey conducted by the SOA Committee on Life Insurance Mortality and Underwriting Surveys – Improving the New Business Process Survey Subcommittee. The survey examined the various changes U.S. and Canadian life insurance companies have recently made, or are considering making, to improve the new business process and to determine which changes were considered by the respondents to have had the most impact. Survey topics include the application process, changes to underwriting requirements, underwriting systems, underwriting resources, experience based on past changes, and policy delivery.

Description: The objective of this article is to provide an overview of the research mission of the SOA, its inner workings, major efforts, funding and its unique qualities.

Description: This annual report of intercompany mortality experience for issue ages 70 and over covers the experience for calendar year 1995. Experience is reported by sex, issue age, duration, amount, smoking status, underwriting status, reinsurance status, and plan. From the 1997-1998 Reports.

Description: This mortality study, prepared by the Society of Actuaries Reinsurance Council and Manulife, is based on 1997 and 1998 large amount – face greater than $1 million - mortality experience of the six contributing reinsurance companies.

Description: This report presents the results of the 1986-92 Credit Risk Event 'CRE' Loss Experience Study which represents a continuation of the 1986-89 pilot study analyzing loss experience by institutional investors on private placement bonds. This continuing study is being conducted under the auspices of the Society of Actuaries and involves thirteen institutional investors which accounted for between 34% and 42% of outstanding life insurance company private placement bond holdings during the study period. The study measures incidence rates, loss severities and economic loss rates associated with credit risk events for privately placed debt during the years 1986-92. From Transactions of Society of Actuaries 1997-98 Reports.

Description: This article gives a brief summary of an experience study on the frequency of simultaneous death claims among joint insureds.

Description: This is an article discussing the update on the SOA international experience study which has expanded the topics being studied from individual life insurance mortality and persistency experience to also include agent retention and productivity.

Description: The results of the Large Group Medical Claims Study will be presented. Twenty-six insurers participated and nearly 200,000 claims were studied. Factors of the study included plan type, deductible level, hospitals versus other charges, age and gender of claimant, diagnosis, and ZIP code. From the Record of the Society of Actuaries, Vol. 21, No. 3b.